JAIIB
JAIIB All Subjects Index:-
MODULE A: INDIAN ECONOMIC ARCHITECTURE
- An overview of Indian Economy
- Economic Planning in India
- Sectors of the Indian Economy
- Role of Priority Sector and MSME in the Indian Economy
- Infrastructure including Social Infrastructure
- Globalisation – Impact on India
- Economic Reforms
- Foreign Trade Policy, Foreign Investments and Economic Development
- International Economic Organizations (World Bank, IMF etc.)
- Climate change, Sustainable Development Goals (SDGs)
- Issues facing Indian Economy
MODULE B: ECONOMIC CONCEPTS RELATED TO BANKING
- Fundamentals of Economics, Microeconomics, Macroeconomics and Types of Economies
- Supply and Demand
- Money Supply and Inflation
- Theories of Interest
- Business Cycles
- Monetary Policy and Fiscal Policy
- National Income and GDP Concepts
- Union Budget
MODULE C: INDIAN FINANCIAL ARCHITECTURE
- Indian Financial System – An Overview
- Indian Banking Structure
- Banking Regulation Act, 1949 and RBI Act, 1934
- Development Financial Institutions
- Micro Finance Institutions
- Non-Banking Financial Companies
- Insurance Companies
- Indian Financial System - Regulators & their roles
- Reforms & Developments in the Banking sector
MODULE D: FINANCIAL PRODUCTS AND SERVICES
- Overview of Financial Markets
- Money Markets and Capital Markets
- Fixed Income Markets - Debt / Bond Markets
- Forex Markets
- Interconnection of various markets/Market Dynamics
- Merchant Banking Services
- Derivatives Market including Credit Default Swaps
- Factoring, forfaiting & Trade Receivables Discounting System (TReDS)
- Venture capital
- Leasing and Hire Purchase
- Credit Rating agencies & their functions
- Mutual Funds
- Insurance Products
- Pension Funds (include APY, NPS)
- Guidelines on Para Banking & Financial Services provided by Banks
- Real Estate Investment Funds / Infrastructure Investment Fund (concept)
MODULE A: GENERAL BANKING OPERATIONS
- Banker-Customer Relationship
- AML-KYC Guidelines
- Operational Aspects of KYC
- Opening Accounts of Various Types of Customers
- Operational Aspects of Deposit Accounts
- Operational Aspects of Handling Clearing/Collection/Cash
- Banker’s Special Relationship
- Foreign Exchange Remittance Facilities for Individuals
- Operational Aspect of NRI Business
- Foreign Currency Accounts for Residents and Other Aspects
- Cash Management Services and Its Importance
- Payment and Collection of Cheques and Other Negotiable Instruments
- Responsibility of Paying Bank
- Responsibility of Collecting Bank
- Ancillary Services
- Financial Inclusion & Financial Literacy
- Customer Service Guidelines
- Duties & Rights of a Banker and Customer Rights
- Grievance Redressal & RBI Integrated Ombudsman Scheme 2021
- The Consumer Protection Act, 2019: Preamble, Extent and Definitions
- The Right to Information Act, 2005
MODULE B: FUNCTIONS OF BANKS
- Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities
- Appraisal and Assesement of Credit Facilities
- Operational Aspects of Loan Accounts
- Types of Collaterals and Their Characteristics
- Different Modes of Charging Securities
- Documentation
- Non-Performing Assets/ Stressed Assets
- Important Laws Relating to Recovery Of Dues
- Contracts of Indemnity
- Contracts of Guarantee & Bank Guarantee
- Letters of Credit
- Deferred Payment Guarantee
- Laws Relating to Bill Finance
- Credit Cards, Home Loans, Personal Loans, Consumer Loans
- Priority Sector Advances
- Agricultural Finance
- Finance to MFIs/Co-Lending Arrangements with NBFCs
- Micro, Small and Medium Enterprises in India
- Government Sponsored Schemes
- Self-Help Groups
MODULE C: BANKING TECHNOLOGY
- Essentials of Bank Computerisation
- Operational Aspects of CBS Environment
- Alternate Delivery Channels – Digital Banking
- Data Communication Network and EFT Systems
- Digital Payment Systems – NPCI
- Impact of Technology Adoption and Trends in Banking Technology
- Security Considerations and Mitigation Measures in Banks
- Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech
- Technology trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag banking etc.
MODULE D: ETHICS IN BANKS AND FINANCIAL INSTITUTIONS
MODULE A: ACCOUNTING PRINCIPLES AND PROCESSES
- Definition, Scope and Accounting Standards including Ind AS
- Basic Accountancy Procedures
- Maintenance of Cash/Subsidiary Books and Ledger
- Bank Reconciliation Statement
- Trial Balance, Rectification of Errors and Adjusting & Closing Entries
- Depreciation & its Accounting
- Capital and Revenue Expenditure
- Bills of Exchange
- Operational Aspects of Accounting Entries
- Back Office Functions/Handling Unreconciled Entries in Banks
- Bank Audit & Inspection
MODULE B: FINANCIAL STATEMENTS AND CORE BANKING SYSTEMS
- Balance Sheet Equation
- Preparation of Final Accounts
- Company Accounts – I
- Company Accounts – II
- Cash Flow & Funds Flow
- Final Accounts of Banking Companies
- Core Banking Systems & Accounting in Computerised Environment
MODULE C: FINANCIAL MANAGEMENT
- An Overview of Financial Management
- Ratio Analysis
- Financial Mathematics - Calculation of Interest & Annuities
- Financial Mathematics - Calculation of YTM
- Financial Mathematics - Forex Arithmetic
- Capital Structure and Cost of Capital
- Capital Investment Decisions/Term Loans
- Equipment Leasing/Lease Financing
- Working Capital Management
- Derivatives
MODULE D: TAXATION AND FUNDAMENTALS OF COSTING
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PAPER IV – RETAIL BANKING & WEALTH MANAGEMENT
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MODULE A: RETAIL BANKING
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MODULE B: RETAIL PRODUCTS AND RECOVERY
- Customer Requirements
- Product Development Process
- Credit Scoring
- Important Retail Liability Products
- Important Retail Asset Products
- Credit and Debit Cards
- Remittance Products
- Digitisation of Retail Banking Products
- Role of AI and Technology in Retail Banking
- Recovery of Retail Loans
- Management Information Systems
- Securitization
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MODULE C: SUPPORT SERVICES – MARKETING OF BANKING SERVICES/PRODUCTS
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MODULE D: WEALTH MANAGEMENT
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